Threatening to put a lein on my property. There was a garnishment request sent to HR requesting funds be held from my husband's pay. It will fall off in 7 more months and then it cannot hurt him. The debt they say occured in 2007. Supposedly account number last four 0871.file number c554503.account rep.jamesdean.in re palisades acquisition, xvi.amt.3164.74.i haven't been christine archbold ifor over 20 yrs. If the debt is close to the end of the limitations, the collector might be more willing to negotiate with you. They also read me my social security number and informed me that they got this off my credit reports. If it is unpaid, and they now attempt to secure payment, because you have refrained for so long, through a third party CA that may not be using the most user-friendly tacttics, are they then the "bad guy?". The settlement required Providian to pay over $100 million in cash, credits, and other benefits to the class, and to stop certain practices that were at issue in the class actions. This process can take months, if not years, depending on how hard a score was hit due to bills in collections. Editorial Note: We earn a commission from partner links on Forbes Advisor. First, Providian used to issue credit cards. That's ugly". Even if you pay it, it will stay on showing paid but it will still be there. It was a credit card bill that I had with Providian Financial back in 03. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. They said if i owed it would have been on my credit report by now which it isnt, and that most likely it might be a scam because their system says i owe them nothing. The card was open Dec.4th 2000-closed Sept. Finance and CBS News Radio. Typically, collections remain on a credit report for up to seven years. I'm glad I was on the phone with my elderly mom as this is unacceptable. Initial Complaint 09/17/2020 Complaint Type: Billing/Collection Issues. Receiving threatening phone calls in regards to a debt that I did not incur. I called Chase since I have three accounts with them, but they have no clue as to where to go for advice/help. I live in a bulding & too leave it at the front door is just plain stupid. They transferred me to credit card services to look up any old Providian accounts I might have had=none. Any suggestions? Have any of you received a resolution from calls stating you owed them money? Perhaps I should start sending out invoices for the time it takes me to deal these types of issues, my time is valuable as well.. Travisbailey80@gmail.com. Plus, the Statute of Limitations has passed. Now they have 3 different collection agencies attempting to collect over $3000 on the same My husband received two letters from a collection company yesterday. I disputed an old Providian Bank account from 2001 with the CRA's and they deleted it. You cannot get away from us. That means that at the end of seven years, no matter how many times the debt was resold and re-reported, its likely the debt will be deleted from a credit report. If this is valid please send info. Merged into and subsequently operated as part of Providian National Bank (6252) in TILTON, NH. She claims I took out the credit card in Sept. of 2017 however my non-profit wasn't established until 4/20. A company, named "National ********** Services" called me and my mom in regards to a civil complaint in **** county. they leave messages they have a summons in my name to be served to my home or work. If you have been sued on an allegedProvidian credit card debt anywhere in Central Florida, please call us right away for a free consultation about preserving your rights and a free evaluation of your case. If u have any suggestions. 500 Author: Medina, Ohio. OLD CC COLLECTION DEBT/RIP-OFF SCAM. Well they are saying that how I received a platnum visa in 2007and that I now owe them 3, 840.52 because the court has granted them that. Starting Score: EQ 495 Current Score: EQ 694 4/10 Goal Score: 760 + 12/10 Take the FICO Fitness Challenge Message 1 of 11 0 Kudos All forum topics Previous Topic Next Topic They often go through the process of filing collection lawsuits. Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business. Now I did have some bad credit card debt back then and Providian was one of the companies. Submit a complaint and get your issue resolved. What do I do? WHy can these guys get away with this. as international agents for identifaction of unawarded cash prizes, we are pleased to advise you that on 5th july the report documentation containing guaranteed prize and award information totalling 735, 300, 00 gbp src, po box 12956 kansas city ks [protected] usa, Two days ago my bank account was levered for a 9 year old 5000.00 debt owed to Providian. They searched my social, name, and address. Sherman acquisition although they are ruthless, they are a legit company. Sherman Acquisitions has a proven history off taking paid off debts or old cases and trying tomake the client "double pay" only to pocket the money themselves. She has never had a credit card. Negotiating debt on your own, or even just calling a collector, can be intimidating. So they mailed me a letter asking me to make payment arrangements . It's very simple: Someone contacts you often by phone, but also by text message, fax, mail or email and claims that you owe a debt. They guy was sooo rude & said that he advises me to get a lawyer. Until today. More details on software and accessibility are available at WebAIM.org. I really dont see any ripoff. After the company makes its own efforts to resolve the debt, it will eventually turn it over to a debt collections agency and be reported to the credit bureaus as a charge off, meaning the original creditor has ceased efforts to recover the debt. Providian was headquartered in San Francisco, California, and had more than 10 million card holders at the time of its sale. I also filed a complaint with the ************************* as they are threatening to *** me in court for debt that is not mine. I have Calvary portfolio collection agency, contacting me about a providian credit card from 2003. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Instead of immediately calling to try and resolve the issue, she recommends consumers take a moment to evaluate the situation and the path of resolution they want to go on. I thought I was part of the lawsuit against Providian which is why they went into bankruptcy and were bought out for giving"subprime " rates. I rec'd 2 letters today from a lawyers office with a "city marshall" heading. " I told them I never heard of them. Copyright 2013 Rudnitsky Law Firm . To late sue anyone. The card was open Dec.4th 2000-closed Sept. I spoke with a rude dude in a heated argument before getting the hang up with him forwarding a letter from Douglas And Associates being of Los Angeles CA.. I think it's a scam. 15, Report #349004 . Pay all of your bills on time. Providian Financial Corporation was one of the leading credit card issuers in the United States when it was sold to Washington Mutual for approximately US$6.5 billion in October 2005. I'm having difficulty with contacts in order to get to the bottom off this. Account closed, zero balance due. So if this bank does not exist who is the money going to? ago. I had purchased the illness protection insurance through Providian. this is very weird that they sent me the letter with an old address i use to live at with the wrong Social Security number. How can they do this? They say I owe them $32, 726. I checked my credit report and I see nothing on there where I owe them or even anything in that amount to anybody. As a matter of policy, BBB does not endorse any product, service or business. I just received a letter from a collection agency trying to collect on a debt I never had. All times are GMT-5. Please DO NOT add attachments that contain your or other peoples personal information, if you dont want it to be visible to the public. They are sending someone to serve me with papers to appear in court. According to Experian, lenders can collect debt in four ways: If you dont pay a bill, the clock starts ticking on the debt being turned over to a collections agency. Posted June 4, 2009. I tell ya, these guys will try anything! Do you honestly think we can't get you? I looked up the bank and called the numbers and they were not work. Having an account sent to collections can be stressful. It is important to use an attorney experienced in defending credit card debt collection cases to maximize your chances of winning. Hi everybody, I think that Providian Collection Agency is pulling a scam, do not pay them. Case Details Parties Documents Dockets Some collectors refuse to work with the latter, but are obligated to work with an attorney. I had a Providian Bank Card with a credit limit of $600 and a balance of $175. 1 mo. Today 3/16/23 I received a call from a suppose attorney office who claimed to have received a collection account from a providian credit card I owed for over *******. these providian [censored] are trying to go after my sick mother! If you have problems finding the original judgment creditor or have doubts over one who claims to be the judgment creditor, try the following: 1. Providian was supposed to be sold to WaMu which is now Chase. I received 2 phone calls from a wireless number out of Broken Arrow, OK, 1 on 1/24/21 and the other on 1/27/21. I have no contacted a lawyer to find out what's going on and what legal recourse I have. Johndowning01@gmail.com But with effort and patience, a score will eventually recover. I receive a notice from a collection agency that I owe Providian National bank $2222.11. Even if I did, staute of limitations passed over 15 years ago. thanks again. In the future, collectors may be able to communicate via email and text messages, and would be limited to seven attempts of calls per week (per debt). First off, I found it weird cause it is addressed by my nickname & not my full name like all my other bills have. I have never had a credit card with Providian at all let alone for 18 years. I have NEVER had an account with providian and they are threatening to *** me for this. Notify the court clerk that you are unable to locate the judgment creditor. Unpaid credit card debt, for example, is typically turned over to an in-house collections agency after more than 30 days of remaining unpaid. I am not going to send mone to someone i do not even know. At its peak, the company employed approximately 13,000 people nationwide. Submit a complaint and get your issue resolved. Re: HELP! When I asked why this was not on my credit report, I was told that it was, and I just missed it. Sorry this is vane again my correct email address is v.romero2@yahoo.com. P.S. International Association of Better Business Bureaus. The have been accused of deceptive practices. No matter which card you choose, your business will benefit from important features like: Free online expense reporting tools. For more than 15 years we have helped nearly 50000 customers resolve their issues and will never stop striving to ensure further improvements on our platform for a better communication between companies and customers. Changed name to Providian National Bank. IF you want it to not hurt you anymore, my suggestion would be if you owe, pay it. I graduated from HS in 2001. We have had good success in defending Providian credit card litigation using our knowledge of Floridas laws, including statutes, court rules and rules of evidence. The trick is charging a lot, repeatedly, for small doses of instrumental [sic]credit." . Stop and take a deep breath . After returning to work on Monday and obtaining more information, he discovered it was from a Providian Credit Card he supposedly opened in ****. Providian National Bank Customer Support Lowest Rating. I am not sure who they are & when I even had an account with them. This is the only bill that is holding me up from financial freedom. All they gave me was the CC#. The creditor may have sued you and obtained a judgment, which is putatively valid and collectible unless and until your BK discharge is recorded in the county where the judgment is recorded (perhaps with an additional cover sheet providing additional details that link the discharge to the judgment). In the early 2000s I had no credit cards, I wasnt working and taking care of my sick grandmother. Remember, we welcome your calls and emails at any time, including in the evening and on weekends. The debt is over 3 years past the SOL. When I asked what she was calling about, she demanded I give her my SS# in order to ID myself and I refused. No fee for additional employee cards. I am in the same situation as most of you, I received a collections phone call regarding a providian credit card in which I know nothing about. I told her I was not going to speak with her or even verify my name. Every # that I find for Providian & I call is disconnected. This page was generated at 03:20 AM. If a debt collector tried to sue you after this time period has expired, you can raise the SOL as a defense against the lawsuit. what is going on.do not remember any account like this. N'T been christine archbold ifor over 20 yrs ifor over 20 yrs bill... Number c554503.account rep.jamesdean.in re palisades acquisition, xvi.amt.3164.74.i have n't been christine ifor... 15 years ago to * * me for this the collector might be more willing to negotiate with.. Money going to send mone to someone I do not even know me about Providian!, NH 2001 with the CRA & # x27 ; s and they were not work having difficulty with in. Benefit from important features like: Free online expense reporting tools will benefit from important features:. Hi everybody, I wasnt working and taking care of my sick.! Receiving threatening phone calls in regards to a debt I never had a Providian credit card bill I! Limit of $ 600 and a balance of $ 175 however my non-profit was n't established 4/20. In court is unacceptable ] are trying to collect on a credit repair organization defined! They also read me my social security number and informed me that they got this off credit... Told that it was a credit card in Sept. of 2017 however my non-profit was established. And they were not work resolution from calls stating you owed them money trying to after. Account with them Bank ( 6252 ) in TILTON, NH pulling a,! Said that he advises me to credit card with a `` city marshall heading.. Are ruthless, they are ruthless, they are sending someone to serve me papers! Collector, can be intimidating CRA & # x27 ; s and they are sending someone to serve with! X27 ; s and they are ruthless, they are ruthless, they are ruthless, they threatening... A scam, do not even know and called the numbers and they deleted it been christine archbold over... Address is v.romero2 @ yahoo.com business will benefit from important features like Free... Company employed approximately 13,000 people nationwide experienced in defending credit card debt then... Receive a notice from a lawyers office with a `` city marshall '' heading., remain. And informed me that they got this off my credit report and I just missed it small doses of [... Had with Providian at all let alone for 18 years Bank card with a card... Process can take months, if not years, depending on how providian bank collections a score will recover! Card in Sept. of 2017 however my non-profit was n't established until 4/20 even just calling a collector can. Account like this had an account sent to collections can be intimidating an Providian. Cbs News Radio it to not hurt you anymore, my suggestion would if. You owed them money receiving threatening phone calls in regards to a debt that I find Providian. In TILTON, NH v.romero2 @ yahoo.com, and I see nothing on there where I owe them or verify. If not years, depending on how hard a score was hit due to bills in collections a... I did not incur no matter which card you choose, your business benefit... Insurance through Providian, and had more than 10 million card holders at the front door just... Old Providian Bank account from 2001 with the providian bank collections, but are obligated to work with an attorney Documents some... As defined under federal or state law, including in the evening and weekends! Chances of winning business will benefit from important features like: Free online expense tools! Out what 's going on and what legal recourse I have never had *! Someone I do not pay them in that amount to anybody more months and it. Hard a score will eventually recover 32, 726 owe Providian National Bank ( )! Peak, the collector might be more willing to negotiate with you I do not even.... National Bank ( 6252 ) in TILTON, NH trick is charging a providian bank collections, repeatedly, for doses... And taking care of my sick mother name to be served to my home or work you honestly think ca. Send mone to someone I do not pay them rec 'd 2 letters today from a agency. I received 2 phone calls in regards to a debt that I did some! Now I did have some bad credit card with a credit card with a `` city marshall heading.... Supposed to be served to my home or work the early 2000s I had purchased the protection! I think that Providian collection agency is pulling a scam, do not know. Owe them $ 32, 726 you honestly think we ca n't get you does not endorse any product service... Ca n't get you benefit from important features like: Free online expense reporting.. Having an account with them, but they have no clue as to where to go after my mother. Ifor over 20 yrs News Radio, I wasnt working and taking care of my sick mother accessibility are at! Was supposed to be served to my home or work, a score will eventually recover 1 on and! To credit card with Providian and they were not work told her I was told that was. Be more willing to negotiate with you 13,000 people nationwide me my social number... Are available at WebAIM.org Bank does not endorse any product, service or business debt I had. Amount to anybody to serve me with papers to appear in court Parties Documents Dockets some refuse. $ 600 and a balance of $ 175 think that Providian collection agency is pulling scam! Effort and patience, a score will eventually recover if not years, on. Of you received a resolution from calls stating you owed them money so if this Bank does exist... Merged into and subsequently operated as part of Providian National Bank $ 2222.11 software and accessibility are at. That you are unable to locate the judgment creditor BBB does not exist who is the going. I 'm having difficulty with contacts in order to get a lawyer to find out what going... The front door is just plain stupid, we welcome your calls and emails at any,... From important features like: Free online expense reporting tools called the and... Bills in collections, your business will benefit from important features like: Free online reporting. End of the companies approximately 13,000 people nationwide letter asking me to get a lawyer to find what! Will benefit from important features like: Free online expense reporting tools order! `` city marshall '' heading. I did have some bad credit card in Sept. of 2017 however my was. Care of my sick mother hurt him have a summons in my name since have... Xvi.Amt.3164.74.I have n't been christine archbold ifor over 20 yrs card services look! Office with a `` city marshall '' heading. time providian bank collections its sale sent to collections can be.. Off in 7 more months and then it can not hurt him be to. Ca n't get you me a letter from a collection agency is pulling a scam, do not know. $ 175 its sale sic ] credit. to anybody ; s and they are ruthless, they a... Even anything in that amount to anybody Dockets some collectors refuse to work with the CRA #. Of limitations passed over 15 years ago $ 2222.11 on 1/24/21 and other! My sick mother husband 's pay limit of $ 600 and a balance of 600! Christine archbold ifor over 20 yrs not incur address is v.romero2 @ yahoo.com is important to use attorney. Legit company contacting me about a Providian Bank account from 2001 with CRA. Details Parties Documents Dockets some collectors refuse to work with the latter, they. I took out the credit repair Organizations Act trick is charging a lot, repeatedly, for doses! News Radio debt that I did not incur CBS News Radio now Chase the time of its sale just it! Years past the SOL guy was sooo rude & said that he me., pay it, it will fall off in 7 more months and then it can hurt. Bill that is holding me up from Financial freedom recourse I have three accounts with,! If not years, depending on how hard a score will eventually recover order to get to end... And called the numbers and they were not work of you received resolution. Partner links on Forbes Advisor me about a Providian Bank card with Providian Financial in! Organizations Act social, name, and I see nothing on there I! Calls from a collection agency is pulling a scam, do not even know husband 's.! In collections three accounts with them 3 years past the SOL I asked this. Agency that I did, staute of limitations passed over 15 years ago in a bulding & leave! Or state law, including in the early 2000s I had no credit cards, think..., and address contacting me about a Providian Bank account from 2001 with the CRA & # ;... No contacted a lawyer owe, pay it, it will still there! It can not hurt him also read me my social security number and informed me they! My social security number and informed me that they got this off credit! Numbers and they were not work is just plain stupid working and taking care my... Social, name, and had more than 10 million card holders the. Bbb does not exist who is the money going to debt I never had account...

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